Improvement Mortgage Loans-Hawaii, Maui, Oahu
855-529-5222 or apply
online to get started We have many Hawaii
home improvement loans to choose from.
- Stop dreaming
and start your home improvements
- Increase the value
of your home
- You can use the
equity you already have in your home
- Get a better rate
the credit card companies
- If you just bought
your home you can still apply
- Purchase your
hawaii home or finance the improvements in one loan.
- Hawaii Home Loan
Programs with up to 125% of the appraised value.
- Conventional rates
available For Hawaii Home Loans
- Hawaii FHA 203k
Improvement Loans also
use all or part of your hawaii home loan for home improvements.
There are no major restrictions on the type of improvements to
be made, within the boundaries of local building codes. Depending
on the extent of the project, and the specific loan program, you
typically have the choice of doing the work yourself, or using
a licensed contractor. An appraisal may or may not be required.
improvement loan is a fully amortized, fixed rate 2nd mortgage.
Placed in 2nd position on the property title, there is no affect
on the terms of the existing 1st mortgage. You may choose a term
from 5 to 25 years. The minimum loan amount is $15,000 unless
stated otherwise on the application.
is no equity is required. A loan program is available whether
your home has equity, or not. The maximum loan amount can go as
high as 125 percent of the value of your home.
a home equity loan for your Hawaii home improvement needs? Because
there's cash in your home! It's far less expensive to borrow from
the equity in your home than to pay the high interest rates charged
by credit card companies. You can use home equity loans to consolidate
debt, lower monthly payments, or to finance major expenses like
home improvements, college tuition or a dream vacation. Plus,
the interest on home equity loans and lines of credit is often
Loan you can make your house into the home you've been wanting
to own all along. It can allow you to make necessary repairs to
your home, modernize your kitchen and bathrooms, build an addition
or add the pool you've always dreamed about having. Without using
credits cards or risking your life savings you can increase the
overall value of your home with a home improvement loan.
Here are some ideas on what you can use your loan for
remodeling: Bathrooms often need remodeling before other
rooms due to the water moisture. A little work now could save
thousands in repairs in the future. Use your loan for installing
larger fans, re-tiling the shower stall or adding a personal body
New kitchen: The kitchen is where the family meets and
if your family is growning, you may need a new kitchen. Use your
loan for a new easy to clean glass range, a larger refrigerator
and spend less time doing dishes with an energy efficient dish
new deck or pool: Start enjoying summer cook-outs and
evenings with friends on a new deck or install that pool you have
always dreamed of. Both of these will enhance the value of your
repairs: Home repairs are inevitable, but that should
not bring you down. Your home is a great investment and you can
use the equity of your home to finance your repairs. General up
keep protects your investment.