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Home Improvement Mortgage Loans-Hawaii, Maui, Oahu

Call 855-529-5222 or apply online to get started We have many Hawaii home improvement loans to choose from.

  • Stop dreaming and start your home improvements
  • Increase the value of your home
  • You can use the equity you already have in your home
  • Get a better rate the credit card companies
  • If you just bought your home you can still apply
  • Purchase your hawaii home or finance the improvements in one loan.
  • Hawaii Home Loan Programs with up to 125% of the appraised value.
  • Conventional rates available For Hawaii Home Loans
  • Hawaii FHA 203k Improvement Loans also

You may use all or part of your hawaii home loan for home improvements. There are no major restrictions on the type of improvements to be made, within the boundaries of local building codes. Depending on the extent of the project, and the specific loan program, you typically have the choice of doing the work yourself, or using a licensed contractor. An appraisal may or may not be required.

A home improvement loan is a fully amortized, fixed rate 2nd mortgage. Placed in 2nd position on the property title, there is no affect on the terms of the existing 1st mortgage. You may choose a term from 5 to 25 years. The minimum loan amount is $15,000 unless stated otherwise on the application.

There is no equity is required. A loan program is available whether your home has equity, or not. The maximum loan amount can go as high as 125 percent of the value of your home.

Why consider a home equity loan for your Hawaii home improvement needs? Because there's cash in your home! It's far less expensive to borrow from the equity in your home than to pay the high interest rates charged by credit card companies. You can use home equity loans to consolidate debt, lower monthly payments, or to finance major expenses like home improvements, college tuition or a dream vacation. Plus, the interest on home equity loans and lines of credit is often tax-deductible.

Home Improvement Loan you can make your house into the home you've been wanting to own all along. It can allow you to make necessary repairs to your home, modernize your kitchen and bathrooms, build an addition or add the pool you've always dreamed about having. Without using credits cards or risking your life savings you can increase the overall value of your home with a home improvement loan.

Here are some ideas on what you can use your loan for

Bathroom remodeling: Bathrooms often need remodeling before other rooms due to the water moisture. A little work now could save thousands in repairs in the future. Use your loan for installing larger fans, re-tiling the shower stall or adding a personal body spa.

A New kitchen: The kitchen is where the family meets and if your family is growning, you may need a new kitchen. Use your loan for a new easy to clean glass range, a larger refrigerator and spend less time doing dishes with an energy efficient dish washer.

A new deck or pool: Start enjoying summer cook-outs and evenings with friends on a new deck or install that pool you have always dreamed of. Both of these will enhance the value of your house.

General repairs: Home repairs are inevitable, but that should not bring you down. Your home is a great investment and you can use the equity of your home to finance your repairs. General up keep protects your investment.

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